- Liquid capital required
- $250,000
- Net worth required
- $750,000
- Total investment
- $375,650 – $797,540
- Financing
- Via 3rd party
- Training
- Available
- Total units
- 220+
- Year founded
- 1961
About Buddy's Home Furnishings
Buddy’s Home Furnishings is a leader in the rent-to-own (RTO) industry with over 297 locations and more than 63 years of proven success. Offering both rent-to-own and traditional retail, Buddy’s provides essential home furnishings - furniture, appliances, electronics, and more - through flexible payment options. With a streamlined model, strong vendor relationships, and a commitment to customer satisfaction, Buddy’s has created a recession-resistant business with healthy margins and powerful growth potential.
Values & History
Buddy’s was founded over six decades ago with the mission of making essential home goods accessible through affordable rent-to-own options. Over the years, the brand has grown into the third-largest RTO company in the U.S. It stands out for its franchise-friendly approach, including no royalties for the first six months, and a leadership team averaging 25 years of industry experience.
Industry Performance
The $12.6B rent-to-own industry has shown remarkable resilience, especially during recessions and global disruptions like the pandemic. As an essential business, Buddy’s meets the ongoing need for household items, serving a wide range of customers - particularly those with incomes up to $80K. With monthly recurring revenue, a 4–6 month ramp-up, and margins that outperform traditional retail, Buddy’s offers a compelling, scalable investment opportunity.
Purchasing a Buddy's Home Furnishings Franchise
The full range to open a Buddy's Home Furnishings Franchise can be anywhere between $375k-798k. They typically look for around $750k net worth and $250k liquid capital to get started.
Ideal Candidate & Qualifications
The ideal Buddy’s franchisee is business-savvy, driven, and ready to scale. With 86% of franchisees owning multiple units, this is a model built for entrepreneurs who want to grow. Semi-absentee ownership is an option, and only five full-time employees and a 5,000 sq. ft. footprint are needed to run each location efficiently.
Training & Support
Buddy’s franchisees benefit from comprehensive back-end support, including full-service purchasing tools, vendor management, and access to bulk buying power through the Buddy’s Purchasing Program. You’ll receive hands-on operational training in collections, staffing, and customer relationships. And with a SKU count of over 22,000 and direct vendor-to-store shipping, inventory is always within reach - no distribution centers required.
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